Should I Lease or Finance My New Kia?

While both leasing and financing are great ways to get into a new Kia, each method has its advantages. Here are a few things that make each way to buy a new Kia a winner:

Why You Should Lease a New Kia

  • Lower Payments - Lease agreements generally have lower payments than monthly financing expenses, so you can choose to have some extra money in your pocket every month or upgrade to a nicer vehicle for the same money.
  • Always New - You always lease a brand-new Kia, so you've always got access to the latest and greatest automotive technologies and features. You always get the best options, a spotless interior and exterior, and of course, that new car smell.
  • No Repair Bills - Since your lease only lasts for two or three years, your Kia will always be under warranty coverage. That means you don't have to pay out of pocket for expensive repairs on an older vehicle.

Why You Should Finance a New Kia

  • No Mileage Limits - Most lease agreements have restrictions on how many miles you can put on your new vehicle. When you finance your new Kia, you can drive as much as you want.
  • Fully Customizable - When you finance your new Kia, it's yours, and you're welcome to make any upgrades or customizations you want. Go with upgraded wheels, performance tires, a custom paintjob, or a professional grade sound system. Your only limit is your imagination. When you lease a car, it must be returned in its original condition.
  • Sell When You Want - You can trade or sell your financed Kia whenever you want. You're welcome to change cars the very next year or keep it in the family for decades--it's totally up to you and your style. With a new car lease, you're bound to the terms in your lease agreement.